Florida's New Low-Cost condition assurance Plans

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Recently, a bill was signed in Florida that would help manufacture the creation of a low cost condition guarnatee plan for Florida residents.

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How is Florida's New Low-Cost condition assurance Plans

We had a good read. For the benefit of yourself. Be sure to read to the end. I want you to get good knowledge from Individual Health Insurance.

Unfortunately, amid all the fanfare, very few people stopped to take a close look at what was beyond doubt being proposed. Permit me to enlighten you on some of the more important aspects of the proposed plan.

First of all, it is not a mandated condition guarnatee plan. In other words, an guarnatee carrier would have to settle if they even want to originate a plan to sell. This is Not A Plan That The State Of Florida Is Providing. Please understand that Florida is in the midst of an extreme funds crunch and is not spending a particular dime on this plan. Governor Crist has made that very clear. The cooperation of the condition guarnatee commerce will be required to make this work. As of now, there are no plans available.

Second, this is not a major healing plan. If you have a healing urgency and this is your only condition insurance, you are in a lot of trouble. It is a minimal plan with a few physician visits, a physical, possibly some generic prescribe coverage (the drugs you already get in Wal-Mart for ) and a few other benefits. Surely, none of you ever idea that you would get a unblemished major healing plan for 0 a month.

Next, the plan is for someone who has had no condition guarnatee for six months. This means that in their infinite wisdom, Florida's representatives decided that if you lose your job and cannot afford your Cobra insurance, they want you to be without any condition guarnatee at all for at least six months. We have a real brain trust in Tallahassee don't we.

Now, you are beyond doubt going to love this. The plans are going to sell for about 0 (projected price but who knows) and give you the most minimal of benefits. But that is the cost for an individual. A family will be much more. As a matter of fact, if you have a healthy family, a traditional major healing plan with real benefits might be less expensive.

For example, at Flquote a Florida condition guarnatee website a 40 year old male in Pasco County can get an excellent Ppo plan for about 0 a month. We are talking about a unblemished multi-million dollar, major healing plan. Not a minimal plan.

Who will this plan help?

I am still trying to frame that out. This is supposed to help those of you who cannot get condition insurance. But, it will not pay for your expensive brand name prescriptions; it will not cover widespread hospitalization or expensive testing procedures. For those of you who think that dental coverage is part of condition guarnatee - it is not. It will not cover any dental or vision costs.

If you are poor, you are much better off on Medicaid. If you are medically qualified, you will get far more coverage for your money with a traditional condition guarnatee plan.

Have politicians created a created a, half-way quantum to pander to the voters? Is it "better than nothing"? If you are paying ,800 a year for a few office visits, you have to wonder if it is even worth it.

If you are keeping your breath for government sponsored condition insurance, chances are you will turn blue and collapse first.

You do have alternatives. There are decent low cost plans ready to Florida residents. There are also guaranteed issue plans with no healing questions that are similar to the plans being proposed. You can find guaranteed issue condition guarnatee plans online.

Clearly, it will be fascinating to see if this new proposal yields any confident turn or does it come to be an exercise in futility.

If you are interested in learning more about low cost condition guarnatee in Florida, you can go to Affordable Florida condition guarnatee Plans. To find out more about condition guarnatee plans that have no healing requirements, go to Guaranteed Issue condition Insurance.

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