Commonwealth of Virginia Low Cost health guarnatee

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If you live in the Commonwealth of Virginia and are looking for low cost condition insurance, you and/or your children may be eligible for coverage under one or more of the three Famis condition plans sponsored by the Commonwealth.

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The three Famis (Families entrance to medical assurance Security) plans are as follows:

Famis - The Children's condition assurance Program: This program for children covers services such as:

doctor visits

Well-baby checkups

Hospital visits

Vaccinations

Prescription medicine

Tests and x rays

Dental care

Emergency care

Vision care

Mental condition care

Famis - Moms: This program provides condition care for pregnant women up to two months after the pregnancy.

Smiles for Children: This program provides diagnostic, preventive, restorative/surgical procedures and orthodontics (Basically the same coverage as provided through Medicaid) Since this program is primarily for children, it provides dinky vital diagnostic/oral surgical operation services for adults (emergency only)

The beauty of this program is that the co-payments are only .00 or .00. regular check-ups are free and there are no monthly premiums or enrollment costs. With Smiles for Children, there are no co-payments or cost for dental services. However, you must use dental providers that are within the network.

To qualify for any of the Famis programs the applicant must be a Us people under 19 (for the Children's program), live in Virginia and not covered by someone else plan. You must not have had assurance for 4 months and are not eligible for Medicaid. There are also earnings requirements. For example, the gross earnings for a house of 4 must not exceed ,000 annually. The Famis website (www.famis.org ) has a house earnings calculator in which inherent insureds may check their earnings to see if they qualify.

The Commonwealth of Virginia realizes that ability medical care is important, and has successfully provided a low cost condition assurance program for their low earnings residents.

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