Log Home assurance - How to Get the Best Rates

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Have you heard that it's impossible to find an assurance course contribution log home insurance? Actually, many associates do offer this coverage.

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How is Log Home assurance - How to Get the Best Rates

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An easy way to find contentious quotes is to go to an assurance comparison website. When you fill out your facts on such a website, you'll only receive quotes from A-rated associates that offer log home insurance.

How Much Extra Will I Pay?

Log home assurance is typically 20% more than assurance for a comparably-sized non-log home. Factors that affect the price of your log home or log cabin assurance include:

* distance from the nearest fire station. The closer you are to a fire station, the less your selected will be. Some associates will not insure a log cabin that is more than ten miles from a fire station.

* distance from the nearest fire hydrant. Most assurance associates will offer you a discount if there is a fire hydrant one mile or less from your log home.

* nearnessy of a free-standing wood stove. Such a wood stove will increase your rate and some associates may decline to cover you. A more affordable selection is to setup a primary fireplace.

Can I Buy Coverage for a Log Home that is under Construction?

Some assurance associates do cover homes that are under construction. This assurance is called a Builders Risk or course of construction policy.

Such a course protects homeowners and builders from liability on a construction site from loss due to theft, vandalism and accidental loss, damage, or destruction. When your home is complete, the construction course may turn to a regular homeowners course or you can buy a separate policy.

Lowering Your Costs

In addition to using an assurance comparison website to shop around for the best price on your log cabin insurance, some other ways you can lower your assurance costs include:

* selecting a high deductible

* Installing security features that will net you discounts, such as smoke detectors, fire extinguishers, and deadbolt locks

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